I only put about 5K miles on my Fiero per year. The average air filter lasts around 20K miles.
The only reason to replace my air filter with a K&N would be some sort of performance improvement -- sound, horsepower, 0-60 mph time, cost, and/or reliability.
I like how my car sounds below 4500 rpm so the improvement would have to be one of the other three points, since cost and sound are already disqualified.